Expat Insurance in Spain,
Explained in English
Independent brokers on the Costa del Sol — comparing Spain’s top insurers so you get the right cover at the right price.
Insurance for Every Part of Your Life in Spain
Six types of cover. One independent broker. Everything explained in English.
Health Insurance
Private medical cover for residents, visa applications and families — from Spain’s top providers.
Find Out More →Home Insurance
Buildings, contents and community cover for villas, apartments and holiday homes.
Find Out More →Car Insurance
All vehicle types. UK no-claims bonus accepted, fully comprehensive to third party.
Find Out More →Life Insurance
Protect your family and mortgage with the right level of cover for your circumstances in Spain.
Find Out More →Business Insurance
Public liability, professional indemnity and commercial cover for autónomos and business owners.
Find Out More →Travel Insurance
Annual and single-trip cover for Spain-based residents — your UK policy may no longer protect you.
Find Out More →How It Works
Getting the right cover takes three steps — and costs you nothing.
Tell us what you need
Call, WhatsApp or fill in our short form. Tell us your situation — where you live, what you need to cover, any existing policies.
We compare the market
We search policies from 10+ leading Spanish insurers and come back to you with a clear recommendation — usually the same day.
You’re properly covered
We arrange the policy, handle the paperwork and remain your point of contact — including when you need to make a claim.
Why Expats Choose Segurient
English from start to finish
No language barrier. We explain your options, handle all paperwork and deal with insurers entirely in English — so nothing gets lost in translation.
Genuinely independent
Not tied to any insurer, no quotas, no commissions that bias our advice. We compare the whole market and recommend what’s genuinely best for you.
Local people, local knowledge
Our team lives and works on the Costa del Sol. We know the local market, the local insurers and the specific challenges British expats face here.
Here when it matters most
When you need to make a claim, we don’t disappear. We guide you through the process, communicate with the insurer and make sure you get what you’re entitled to.
Common Questions from Expats
Do I need Spanish insurance if I already have UK policies?
In most cases, yes. Once you become a resident in Spain, UK policies typically become void or inadequate — insurers define “home” as the UK, which you no longer are. We can review your existing cover and advise exactly what you need locally.
How do I get health insurance for a Spanish residency or visa application?
Spanish consulates require private health insurance with no co-payments, no deductibles and full coverage in Spain — issued by a DGS-registered insurer. Standard UK policies and travel insurance don’t qualify. Full details and quotes here →
Can you transfer my UK no-claims discount to a Spanish car policy?
Yes — most Spanish insurers accept written proof of your UK no-claims history. We handle the translation of this for you and know which insurers are most flexible.
Do you charge for your advice?
No. As an independent broker, we are paid by the insurer when you take out a policy. Our advice, market comparison and quotation service is completely free to you.
How quickly can you arrange cover?
For most policies, we can have a quote to you the same day and cover in place within 24–48 hours. For residency visa applications, certificates can often be issued same-day if needed.
Ready to Get Properly Covered?
Tell us what you need and we’ll come back within one working day with options, prices and honest advice — in plain English, with no obligation.
Or WhatsApp us: +34 650 160 711 · info@segurient.com